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Get Organized Mission #4: Forgo The Freebies



One of the fundamentals of the Get Organized Wizard philosophy is:

The less of anything you have, the easier it is to get organized and stay organized.
The problem with freebies is that although they may not cost you money, they always cost you in other ways, including time, added clutter and greater barriers to personal organization. Occasionally a freebie is worth the cost; most often it’s not.
Your mission this week is to adjust your mindset so that before you accept any freebie into your busy life, you ask yourself four questions:

Q1: How much money must I spend to get the freebie?

Q2: How much time must I spend to use the freebie?

Q3: How much mental clutter will the freebie create?

Q4: How much physical clutter will the freebie create?



*This is just an excerpt from #4 Mission*
Okay so now it is your turn!
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Get Organized Mission #3: Organize Your Bill Payment


Get Organized Mission #3: Organize Your Bill Payment


Step 1: Gather copies of all your regular bills

Your regular bills might include:

  • Mortgage/rent
  • Utilities
  • Internet
  • Cell phone
  • Landline
  • Car loan payments
  • Credit card payments
  • School fees
  • Subscriptions.

Step 2: Set up automatic bill payment where available

Many of your regular bills may be automatically payable each month from your back account or credit card. Check for details on the back of your bill or look up your account online.

You can generally set up automatic payment by phone, online, or by using an ancient type of admin called ‘a form’. (Don’t fight it – whatever effort you make now will be worth the saved time, money and hassle.)

It goes without saying that you need to be able to cover these bills from your credit card or bank account. But I’ve said it anyway.

Step 3: Set up internet banking or phone banking

Ideally, all your bills will be automatically payable. If so, your organizing mission is complete and you can spend any remaining time tidying your financial papers.

For any bills that aren’t automatically payable, set up internet banking or phone banking to pay these bills at your convenience. Phone, visit or get online to set up your accounts.

*This is just an excerpt from #3 Mission*

Okay so now it is your turn!
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